Flourish Lending HELOC promotional program

A home equity line of credit (HELOC) offers a flexible borrowing option to access the equity you've built. For a limited time, clients who secure a HELOC through Flourish Lending^◊ can earn a cash bonus deposited directly into their Flourish Cash† account.

Program overview

• Earn a one-time cash bonus equal to 0.75% of your approved line of credit amount, up to $5,625, deposited into your Flourish Cash account.

• To qualify, your HELOC must be funded. HELOCs that are rescinded do not qualify.

• One bonus is paid per funded HELOC. If you apply with a co-borrower, you share one bonus.

For example, a funded HELOC with an approved line of credit amount of $200,000 would earn a $1,500 cash bonus. For illustrative purposes only.

How to earn your cash bonus

1. Log in to your account at flourish.com

2. Generate a HELOC prequalification offer on or before the program end date

3. Accept your offer and submit your application

4. Once approved, review and sign your agreement, then access your funds

5. If you don't already have one, open a Flourish Cash account within 30 days of funding

6. Receive your bonus within 30 days of funding or opening your Flourish Cash account, whichever is later

Promotional terms and conditions

Clients who secure a HELOC through Flourish Lending can receive a one-time cash bonus equal to 0.75% of their approved line of credit amount, deposited into a Flourish Cash account, after their HELOC is funded. Flourish may change the terms or end this promotion at any time.

Activation requirements: To qualify for the bonus, you must generate a HELOC prequalification offer while the promotion is active, on or before the date it ends. Your HELOC must also be approved and funded, and you must have an open Flourish Cash account. Prequalification offers generated after the promotion is no longer active are not eligible. Your HELOC is funded when your initial draw is disbursed, after the 3-day rescission period ends. No bonus is paid on a HELOC that is rescinded or does not fund.

Bonus terms: The bonus equals 0.75% of your approved line of credit amount, which is the credit limit on your HELOC at funding. If you don't have a Flourish Cash account when your HELOC funds, you must open one within 30 days of your funding date. Opening a Flourish Cash account is subject to eligibility. If you don't open an account within 30 days of funding, the bonus is forfeited. The bonus will be deposited within 30 days of your HELOC funding date or the opening date of your first Flourish Cash account, whichever is later. Your Flourish Cash account must be open when the bonus is paid.

Eligible accounts: The bonus may be deposited into an individual, joint, individual trust, or joint trust Flourish Cash account, provided that at least one borrower on the HELOC is an owner, trustee, or grantor of that account.

One bonus per HELOC: One bonus is paid per funded HELOC, regardless of the number of borrowers. Co-borrowers share a single bonus, paid into one eligible account designated by the primary borrower. You may earn a bonus for each separate HELOC that meets these requirements.

Program changes and eligibility: Flourish reserves the right to change the terms of this offer or end it at any time. If you generate a prequalification offer on or before the date the terms change or the promotion ends, you remain eligible under the terms in place when your offer was generated, provided all other requirements are met. Prequalification offers generated after the promotion ends are not eligible. This program may not be combined with other HELOC promotions. HELOCs are subject to credit approval and underwriting by a third-party lender.