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Why annuities from Jackson?

Jackson1 is committed to reducing the complexity of retirement planning for financial professionals and their clients. They believe in providing clarity for all today, to help drive better outcomes for tomorrow.

Jackson is a leading annuity producer in the US, ranked #8 in total annuity sales and #1 in traditional variable annuity sales in 2024.2 Their retirement products, financial expertise, outstanding service, and streamlined experiences strive to reduce the confusion that can complicate plans.

They maintain high marks from insurance rating agencies, with an AM Best affirmed financial strength rating of of A (Excellent).>3 Jackson has $330B in total assets and more than 3,800 US associates.4

Looking for guidance? Connect with our Annuities Specialists.

Jackson products available through Flourish Annuities ∫ ††

Product

Product type

Availability

Issue ages

Purchase amount

More info

FIA

Not available in CA or NY

0 - 85

Min: $25,000

Subsequent premium of $500 or more permitted in first contract year

FIA with income

Not available in CA or NY

50 - 80

Min: $25,000

Subsequent premium of $500 or more permitted in first contract year

RILA

Not available in NY, NE, or OR

 

Different product version exists for MO

0 - 85

Min: $25,000

Subsequent premiums not allowed

RILA with income

Not available in MO, NY, NE, or OR

50 - 80

Min: $25,000

Subsequent premiums not allowed

IOVA

Not available in NY

0 - 85

Min: $25,000

Additional premium of $500 or more ($50 per month for automatic payment plan)

IOVA

Not available in NY

0 - 85

Min: $25,000

VA with income

Not available in NY

35 - 80

Min: $25,000

IOVA

Not available in NY

0 - 85

Min: $50,000

This table provides general carrier product information. Product variations may exist in certain states. Please contact our Annuities Specialists or refer to carrier-specific information for details.

Visit Jackson for more information

Flourish is an online platform through which investors can access financial services and products. Flourish’s offerings are provided by different entities and are subject to different terms, investor protections, and risks. Flourish Cash is offered by Flourish Financial LLC, a registered broker-dealer and FINRA member. Flourish Financial LLC is not a bank. Check the background of Flourish Financial LLC and its personnel on FINRA's BrokerCheck. Flourish Annuities refers generally to the annuity platform operated by Flourish Technologies LLC and to Flourish Insurance Agency LLC, and, where applicable, Flourish Financial LLC. Flourish Insurance Agency operates in its capacity as a licensed insurance producer with offices in Jersey City, New Jersey, and does business in California under the name Flourish Digital Insurance Agency, providing insurance services related to such platform. Variable annuities, defined in this context to include Registered Index-Linked Annuities (“RILAs”), are offered through Flourish Financial LLC. Annuities shown on the platform are sold through Flourish Annuities, and are issued by one or more licensed insurance companies. The Flourish entities mentioned above are affiliates. Flourish Cash and Flourish Annuities accounts are separate accounts and only assets in Flourish Cash accounts may be eligible for protection by the FDIC or SIPC. Please review the Legal section of our website, and the disclosures provided with each Flourish service or product for further information. If you were introduced or invited to Flourish by an investment advisor or other third party, please be aware that, unless otherwise disclosed to you, they are not affiliated with any Flourish entity. The role of the investment advisor or other firm that invited you to Flourish may vary between different Flourish services and products, as further described in your terms of service. © 2025 Flourish. All rights reserved.

∫ Flourish Annuities refers generally to the annuity platform operated by Flourish Technologies LLC and to Flourish Insurance Agency LLC, and, where applicable, Flourish Financial LLC. All Flourish entities are affiliates of each other. Flourish Insurance Agency operates in its capacity as a licensed insurance producer with offices in Jersey City, New Jersey, and does business in California under the name Flourish Digital Insurance Agency, providing insurance services related to such platform and the individual annuity contracts intended to be purchased by individual clients of registered investment advisors (“RIAs”). Variable annuities, defined in this context to include Registered Index-Linked Annuities (“RILAs”), are offered through Flourish Financial LLC, a registered broker-dealer and FINRA member. Flourish Financial LLC is not a bank.  

An annuity is an insurance contract. Variable annuities are considered securities. Securities are subject to investment risks, including possible loss of the principal invested. Annuities available on the platform are sold through Flourish Annuities and are issued by one or more licensed insurance companies. The issuing insurance company, not any Flourish company, is solely responsible for its own financial and contractual obligations. All benefits and guarantees of the annuity contract are subject to the claims paying ability of the issuing insurance company. This is not a proposal or a solicitation to purchase insurance and is for RIA use only. Flourish Annuities is not available to New York residents.

> View AM Best’s Guide to Financial Strength Ratings for a full description of its rating scale and categories and to compare where a particular insurer's ranking falls within the total number of categories. https://www.ambest.com/ratings/guide.pdf

†† The issuing insurance company, not any Flourish company, is solely responsible for its own financial and contractual obligations. All benefits and guarantees of the annuity contract are subject to the claims paying ability of the issuing insurance company.

1 Jackson® is the marketing name for Jackson Financial Inc. and Jackson National Life Insurance Company®. Jackson is not affiliated with any Flourish entity.

2 Source: LIMRA/Secure Retirement Institute, US Individual Annuity Participants Report Q4 YTD 2024.

3 Jackson: AM Best rating affirmed February 18, 2025.

4 Source: Jackson.com. Total assets refers to GAAP basis consolidated total assets of Jackson Financial Inc. (JFI), the ultimate parent company of Jackson National Life Insurance Company and Jackson National Life Insurance Company of New York, reported as of December 31, 2024. JFI also reported consolidated policyholder-related liabilities of $293.4 billion as of December 31, 2024. Generally accepted accounting principles (GAAP or US GAAP) refer to a common set of account rules, standards, and procedures issued by the Financial Accounting Standards Board (FASB). The purpose of GAAP is to ensure that financial reporting is transparent and consistent from one organization or another. The U.S. Securities and Exchange Commission (SEC) requires publicly traded and regulated companies to follow GAAP for the purpose of financial reporting.