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MassMutual Ascend## is committed to going above and beyond – so when it comes to your financial future, the impossible feels possible.
MassMutual Ascend is a leading provider of annuities and a wholly owned subsidiary of MassMutual, one of the largest life insurance companies in the U.S., founded in 1851.
As a proud subsidiary of MassMutual with more than five decades of experience, MassMutual Ascend is proud to offer customers a level of strength and stability they can count on for years to come. They take a long-term approach to managing business that is focused on delivering value to their customers while maintaining the highest level of financial strength.
MassMutual Ascend has a long history of financial strength and stability. They've received an "A" or higher rating by AM Best for more than 40 years.>
Product 1
Product type
Availability
Issue ages
Purchase amount
More info
MYGA
Not available in NY
0 - 89: Qualified and non-qualified
0 - 75: Inherited IRA and non-qualified
Min: $50,000
Max: $1,000,000 - $2,000,0002
FIA
Not available in NY
0 - 90: Qualified and non-qualified
0 - 75: Inherited IRA & non-qualified
Min: $50,000
Max: $1,000,000 - $2,000,0002
FIA
Not available in NY
0 - 89: Qualified and non-qualified
0 - 75: Inherited IRA and non-qualified
Min: $50,000
Max: $1,000,000 - $2,000,0002
FIA
Not available in NY
0 - 85: Qualified and non-qualified
0 - 75: Inherited IRA and non-qualified
Min: $100,000
Max: $1,000,000 - $2,000,0002
FIA with GLWB
Not available in NY
0 - 85: Qualified and non-qualified
0 - 75: Inherited IRA & non-qualified
Min: $100,000
Max: $1,000,000 - $2,000,0002
RILA
Not available in NY
0 - 80: Qualified & non-qualified
0 - 75: Inherited IRA & non-qualified
Min: $25,000
Max: $1,500,000 - $2,000,0003
This table provides general carrier product information. Product variations may exist in certain states. Please contact our Annuities Specialists or refer to carrier-specific information for details.
∫ Flourish Annuities refers generally to the annuity platform operated by Flourish Technologies LLC and to Flourish Insurance Agency LLC, and, where applicable, Flourish Financial LLC. All Flourish entities are affiliates of each other. Flourish Insurance Agency operates in its capacity as a licensed insurance producer with offices in Jersey City, New Jersey, and does business in California under the name Flourish Digital Insurance Agency, providing insurance services related to such platform and the individual annuity contracts intended to be purchased by individual clients of registered investment advisors (“RIAs”). Variable annuities, defined in this context to include Registered Index-Linked Annuities (“RILAs”), are offered through Flourish Financial LLC, a registered broker-dealer and FINRA member. Flourish Financial LLC is not a bank.
An annuity is an insurance contract. Variable annuities are considered securities. Securities are subject to investment risks, including possible loss of the principal invested. Annuities available on the platform are sold through Flourish Annuities and are issued by one or more licensed insurance companies. The issuing insurance company, not any Flourish company, is solely responsible for its own financial and contractual obligations. All benefits and guarantees of the annuity contract are subject to the claims paying ability of the issuing insurance company. This is not a proposal or a solicitation to purchase insurance and is for RIA use only. Flourish Annuities is not available to New York residents.
> View AM Best’s Guide to Financial Strength Ratings for a full description of its rating scale and categories and to compare where a particular insurer's ranking falls within the total number of categories. https://www.ambest.com/ratings/guide.pdf
†† The issuing insurance company, not any Flourish company, is solely responsible for its own financial and contractual obligations. All benefits and guarantees of the annuity contract are subject to the claims paying ability of the issuing insurance company.
## MassMutual Ascend Life Insurance CompanySM (Cincinnati, Ohio) is a wholly-owned subsidiary of Massachusetts Mutual Life Insurance Company (MassMutual).
MassMutual Ascend Life Insurance Company, and Flourish Insurance Agency LLC and affiliated Flourish entities, are each wholly-owned subsidiaries of Massachusetts Mutual Life Insurance Company. MassMutual Ascend Life Insurance Company and not Massachusetts Mutual Life Insurance Company, is fully responsible for its contract obligations.
1 Products issued by MassMutual Ascend under contract form numbers: Advantage 5 Advisory: ICC21-P1151621NW, rider forms ICC20-R6032320NW and ICC20-R6032420NW (not available in Massachusetts); Index Protector 4 P1140119NW, P1140119ID and P1140119OR; Index Protector 5 MVA P1140219NW, P1140219ID and P1140219OR; Index Protector 7 P1110416NW, P1110416ID and P1110416OR; Index Achiever Advisory P1841622NW, P1841622ID and P1841622OR. Form numbers, features and availability may vary by state. This content does not apply in the state of New York.
Registered index-linked annuities can only be sold through a Broker/Dealer that is contracted with MassMutual AscendSM. Any sales solicitation must be accompanied or preceded by a prospectus. To obtain a copy of the prospectus, please visit MassMutualAscend.com/RILArates. Principal Underwriter/Distributor: MM Ascend Life Investor Services, LLC, member FINRA and an affiliate of MassMutual Ascend Life Insurance CompanySM.
