Flourish Lending◊ 30-year fixed average rate chart. Last updated March 16, 2026.
The Flourish Lending rates displayed here reflect the average quoted rate taken from daily pricing observations available from lenders via Flourish Lending using a standardized borrower scenario: single-family primary residence, conforming 30-year fixed mortgage at 75% loan-to-value, 780 FICO, and a strong debt-to-income profile.
Pricing observations were generated by querying rate quotes with the above criteria in 40 different counties nationwide, representing the most populated counties in CA, CO, FL, TX, SC, OH, CT, MI, IN, and UT, each of which are states in which Flourish Lending is licensed as a mortgage broker and available to clients. View full list of states.
The national average rate shown is sourced from Mortgage News Daily, which publishes daily average mortgage rates based on lender rate sheets and market data.
The graphic displayed here shows the Flourish Lending rates representing the average quoted rate across the selected locations for the standardized scenario, compared against the Mortgage News Daily national average on the same date.
Rates are illustrative and for comparison purposes only. Actual borrower rates and APR may vary based on credit profile, property details, loan characteristics, geographic location, and lender underwriting criteria. Rates may change without notice. This is not a commitment to lend, at these rates or any other. Flourish Lending is a mortgage broker, not a lender, and does not set rates.
This information will be updated to demonstrate observed data over time.
About Flourish
Flourish builds technology that empowers financial advisors, improves financial lives and retirement outcomes, and delivers new and innovative investment options to advisors. Today, the Flourish platform is used by more than 1,100 wealth management firms representing more than $2.6 trillion in assets under management. Flourish is wholly-owned by MassMutual. For more information, visit www.flourish.com.
Flourish’s offerings are provided by different entities and are subject to different terms, investor protections, and risks. Flourish Cash is offered by Flourish Financial LLC, a registered broker-dealer and FINRA member. Flourish Financial LLC is not a bank. Check the background of Flourish Financial LLC and its personnel on FINRA's BrokerCheck. Flourish Annuities refers to the annuity platform operated by Flourish Technologies LLC and to Flourish Insurance Agency LLC (doing business in California under the name Flourish Digital Insurance Agency), and, where applicable, Flourish Financial LLC. Flourish Lending is offered by SoraFinance, Inc. (d/b/a Flourish Lending), a licensed mortgage broker (NMLS #2355841). SoraFinance, Inc. is not a lender. To verify SoraFinance, Inc., visit NMLS Consumer Access. The Flourish entities mentioned above are all wholly-owned subsidiaries of Flourish Holding Company LLC. Please review the Legal section of our website for more information and account terms. The role of the investment advisor or other firm that invited you to Flourish may vary between different Flourish services and products, as further described in your terms of service. © 2026 Flourish. All rights reserved.
◊ Flourish Lending is a suite of products and services offered through SoraFinance, Inc., a licensed mortgage broker (NMLS #2355841) doing business as Flourish Lending. SoraFinance, Inc. is not a lender or a creditor. Loans are made solely by third-party providers. Flourish Lending is not available in all states; view the list of states in which Flourish Lending is available. Equal Housing Opportunity. To verify SoraFinance, Inc., visit NMLS Consumer Access. Registered Office: 1007 General Kennedy Avenue, Suite 3, San Francisco, CA 94129.