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Flourish Cash mobile app: 

Bringing the ease, performance, and security of the platform to clients' hands

April 16, 2026

Estimated reading time: 2 minutes

Flourish Cash† was created to help the clients of financial advisors maximize the potential of their cash. For the financial advisors who trust us with their clients’ interests, and for the individuals using Flourish Cash to help reach their financial goals, we believe that managing cash should be as seamless as any other part of your digital life.

The Flourish experience is moving beyond the browser and the Flourish Cash mobile app is available for download on iOS devices.

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Flourish Cash gives clients a secure, high-yield account where they can easily access their funds and earn more interest rate,§ all while keeping their cash fully integrated into their broader financial picture rather than siloed in a separate institution.∆

Bringing the platform to mobile extends the experience you’ve come to rely on into a more convenient format. This isn’t a different version of Flourish; it is simply Flourish, optimized for the device that’s always with you.

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The app focuses on the features central to the Flourish Cash experience:

  • Real-time information: Monitor your balances and account activity
  • Move money with ease and speed: Make same-day transfers between your Flourish Cash account and linked bank accounts|
  • Manage your goals: View and organize your Flourish buckets. Whether you’re saving for a wedding, a tax payment, or an emergency fund, you can now allocate funds to buckets and track your progress toward specific milestones while standing in line at the grocery store
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Using the Flourish Cash mobile app is simple and secure:

  1. Download: Find us in the Apple App Store
  2. Sign in: Use your existing Flourish Cash credentials
  3. Security and authentication: As always, client data is protected at all times with bank-level encryption. The app supports the same rigorous security protocols you've come to expect from Flourish, enhanced by the convenience of biometric authentication (FaceID or TouchID)
  4. Feedback: As you use the app, we’d love to hear from you. Your insights help us refine the experience and our Support team is always here to help.
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This release is just one part of our commitment to a mobile-friendly experience. Our team is already working on expanding the app’s capabilities, including:

  • Feature parity: Bringing even more of our web-based tools to the mobile interface
  • Product expansion: Integrating more of the Flourish product suite into the app
  • Increased availability: Developing versions for additional operating systems to ensure every Flourish client has access. While the Android app is not yet available, the website and logged in experience are optimized for mobile web
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If you have any questions, we are here to help.

  • For financial advisors: If you have questions, reach out for support, check out our Help Center, or contact your dedicated Flourish representative
  • For clients: If you need assistance with the app, please visit our Help Center or contact the Flourish Support team
  • Not a Flourish client yet? Flourish Cash is available exclusively through our network of financial advisors. To get started, reach out to your advisor to request an invitation

About Flourish

Flourish builds technology that empowers financial advisors, improves financial lives and retirement outcomes, and delivers new and innovative investment options to advisors. Today, the Flourish platform is used by more than 1,100 wealth management firms representing more than $2.6 trillion in assets under management. Flourish is wholly-owned by MassMutual. For more information, visit www.flourish.com.

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Flourish’s offerings are provided by different entities and are subject to different terms, investor protections, and risks. Flourish Cash is offered by Flourish Financial LLC, a registered broker-dealer and FINRA member. Flourish Financial LLC is not a bank. Check the background of Flourish Financial LLC and its personnel on FINRA's BrokerCheck. Flourish Annuities refers to the annuity platform operated by Flourish Technologies LLC and to Flourish Insurance Agency LLC (doing business in California under the name Flourish Digital Insurance Agency), and, where applicable, Flourish Financial LLC. Flourish Lending is offered by SoraFinance, Inc. (d/b/a Flourish Lending), a licensed mortgage broker (NMLS #2355841). SoraFinance, Inc. is not a lender. To verify SoraFinance, Inc., visit NMLS Consumer Access. The Flourish entities mentioned above are all wholly-owned subsidiaries of Flourish Holding Company LLC. Please review the Legal section of our website for more information and account terms. The role of the investment advisor or other firm that invited you to Flourish may vary between different Flourish services and products, as further described in your terms of service. © 2026 Flourish. All rights reserved.

† A Flourish Cash account is a brokerage account offered by Flourish Financial LLC, a registered broker-dealer and FINRA member. Flourish Financial LLC is not a bank. Check the background of Flourish Financial LLC and its personnel on FINRA's BrokerCheck. The cash balance in a Flourish Cash account will be swept from the brokerage account to deposit account(s) at one or more third-party Program Banks that have agreed to accept deposits from customers of Flourish Financial LLC. The accounts at Program Banks will pay a variable rate of interest.

§ Flourish Cash has a tiered interest rate structure and currently has one tier in effect. Rate and FDIC insurance coverage details can be found in the program summary. We deposit your cash with one or more of the Program Banks, subject to any Program Bank(s) you have excluded. You will earn the highest rate offered by Flourish up to the maximum deposit amount for each tier. Each annual percentage yield (APY) displayed here is effective as of 12/11/2025 and may change at any time. Your advisor may charge fees which impact the effective rate you receive on your cash; you should speak with your advisor for more information. The Flourish Cash interest rate(s) could be lower than the rate that could be earned by opening a deposit account directly with a Program Bank.

∆ An advisor’s ability to view client Flourish Cash account information is subject to applicable privacy laws and clients' consent to such sharing.

| For transfer requests submitted by the applicable deadline, funds will generally be transferred to or from the requested external account by the same or next business day, except for requests submitted on the weekend or on a holiday, which should be completed by the following business day. In some circumstances, transfers may take longer to complete, as further described in your Account Agreement. For withdrawal requests, fund availability is subject to the processing timeline of the receiving financial institution and may not be displayed or available until the end of the financial institution's business day.