Overview
Learn more about the products offered in the Flourish Annuities* marketplace
Comparing MYGAs
Flourish’s research shows that multi-year guaranteed annuities (“MYGAs”) compare favorably to many of the fixed income products used by RIAs today.
![5yr-rate-chart-email_2024-07-03](https://info.flourish.com/hubfs/5yr-rate-chart-email_2024-07-03.png)
Carrier products
Carrier & rating> |
Rate<†† |
Product |
Term†† |
Penalty-free withdrawals††‡‡ |
---|---|---|---|---|
Aspida∆∆ |
5.40% ($25k+) |
Aspida
Advisory MYGA 2 |
2 years
|
Available starting in
year 2. |
|
5.75% ($100k+)
5.60% ($25k+) |
Aspida
Advisory MYGA 3 |
3 years
|
|
|
5.90% ($100k+)
5.75% ($25k+) |
Aspida
Advisory MYGA 5 |
5 years
|
|
|
5.80% ($100k+)
5.65% ($25k+) |
Aspida
Advisory MYGA 7 |
7 years
|
|
Corebridge Financial3 |
5.50% ($100k+) 4.00% ($25k+) |
American Pathway Advisory 3
|
3 years
|
Available starting in year 1. No withdrawal charges.
|
|
5.55% ($250k+)
5.50% ($100k+) 4.00% ($25k+) |
American Pathway Advisory 5
|
5 years
|
|
|
5.55% ($250k+)
5.50% ($100k+) 4.00% ($25k+) |
American Pathway Advisory 7
|
7 years
|
|
MassMutual Ascend## |
5.60% ($250k+)
5.50% ($50k+) |
Advantage 5 Advisory
|
5 years
|
Available starting in
year 1. |
Withdrawal penalties
View carrier withdrawal rate schedules:
- Aspida
- Corebridge Financial – no withdrawal charges beyond Market Value Adjustment
- MassMutual Ascend