How to have recurring payments automatically drawn from Flourish Cash 

June 25, 2026

Estimated reading time: 1 minute

Setting up your account to have payments automatically drawn from Flourish Cash^† can help simplify your financial life. It can remove the need to initiate manual transfers and keep extra cash in a separate low-yield account, ensuring that cash earns more until it is used for payments such as credit cards, mortgages, tuition, utilities, Venmo, and more.

By setting up bill pay alongside direct deposit, Flourish Cash can become a powerful way to manage everyday cash. Income flows in, bills are paid, and your cash earns a high yield in between.

There are two ways to set up bill pay with Flourish Cash. If your billing institution supports Plaid, that's the fastest option. If not, you can still use your Flourish Cash transfer account and routing numbers. 

Please note: When setting up bill pay manually or through Plaid, you may see references to PNC Bank during the connection or verification process. This is expected. Flourish Cash uses PNC Bank to facilitate certain transfer-related services.

How to set up bill pay via Plaid

Our integration with Plaid makes it even easier to connect your Flourish Cash account as a funding source with a variety of institutions and services.

1. Log in to your billing institution account and navigate to the bill pay set up.
2. Launch the Plaid connection tool, then enter your phone number or email address
3. In the "Select your institution" field, type in 'Flourish Cash' and click "Continue to login"
4. Enter your Flourish account user name and password
5. If required, complete the multi-factor authentication
6. Review and confirm information, then click "Allow"
7. Once setup is complete, future payments will be deducted from your Flourish Cash account according to the details of your billing institution and payment cycle
   
   

How to set up bill pay manually

Clients can continue to use their Flourish Cash routing number and transfer account number to set up bill pay. Easily find your transfer account number and routing number when you: 

1. Log in to your Flourish account
2. On your dashboard under your Flourish Cash account, locate the account information under your account information in the center left of the screen
3. Click "Transfer account & routing numbers," which will open a pop-up window with the information needed to set up bill pay with the billing institution 
4. Submit your transfer account number and routing number to the billing institution and complete any required steps to finalize setup

Bill pay in action

Here are a few ways members of the Flourish team use bill pay and direct deposit in their own lives:^±

“I use Flourish Cash to pay annual insurance premiums automatically. The due dates are easy to forget and having the payments pulled directly from my account is one less thing for me to do and one less thing for me to remember.”

“I pay my daughter’s tuition directly from my Flourish Cash account. I schedule recurring transfers into the account, and the school pulls the payment automatically. It is simple, predictable, and my money earns a high yield until they payment is due to the school.”

“My paycheck goes directly into Flourish Cash, and I use my credit card for expenses throughout the month. When the card payment is due, it is pulled directly from Flourish Cash. It helps me avoid moving money back and forth while keeping more of my cash earning until bills are due.”

Bill pay FAQ

   If you have any additional questions, please reach out to our Client Support team and they'll be happy to help.